Question: I have dental insurance but need my wisdom teeth pulled. My general dentist can not pull them, so I must see an oral surgeon. My current dental insurance plan only provides minimal coverage for seeing a specialist. Can I get another plan with better coverage for a specialist and then cancel when the tooth is pulled, as I would not need it for the long term? 

Reply: Understandably, you’re looking for a way to get better coverage for your wisdom teeth extraction. It’s not uncommon for dental insurance plans to provide minimal coverage for seeing a specialist, such as an oral surgeon.

One option is purchasing supplemental dental insurance that provides better coverage for seeing a specialist. You could check with various insurance providers for a plan that meets your needs.

However, it’s essential to remember that there may be more cost-effective solutions than buying a supplemental plan. Some insurance plans may have waiting periods or restrictions on coverage for pre-existing conditions, so it’s essential to read the fine print carefully before making any decisions.

Another option is to talk to your oral surgeon about payment plans or financing options. Some doctors may offer payment plans to help patients cover the cost of treatment, and third-party financing companies specialize in medical and dental procedures.

It’s always a good idea to communicate with your insurance provider and oral surgeon to discuss your options and find the best solution. Remember that the goal is to get the care you need while being financially responsible.

What is Supplemental Dental Insurance?  

You can purchase supplemental dental insurance as an additional policy to complement your existing dental insurance. This type of insurance is designed to cover expenses that your primary dental insurance plan may not cover, such as seeing a specialist, an oral surgeon, or orthodontic treatment.

Supplemental dental insurance pays for a portion of your dental expenses that your primary dental insurance plan does not cover. For example, if your primary insurance covers 80% of a procedure, your supplemental insurance may cover the remaining 20%. However, it’s important to note that supplemental insurance is not a replacement for primary dental insurance. It is meant to enhance your coverage and provide additional benefits.

Various supplemental dental insurance plans are available, each with its coverage options and costs. Some plans may have waiting periods, deductibles, and annual coverage limits. It’s important to carefully review the policy before purchasing it to ensure it will meet your needs.

When considering supplemental dental insurance, comparing plans and coverage options is essential to finding the best fit for your dental needs and budget. Some insurance providers offer bundled packages that include both primary and supplemental insurance. It’s always a good idea to communicate with your insurance provider to discuss your options and find the best solution.

How a Dental Discount Plan May Help

A dental discount plan is an excellent way to save money on dental care services that your dental insurance plan may not cover. Unlike traditional insurance plans, dental discount plans allow you to pay a reduced fee for dental services at participating providers.

Dental discount plans work by negotiating lower rates with dental providers for their members. Instead of paying the total price for services like cleanings, fillings, and extractions, members of dental discount plans may receive discounts ranging from 10% to 60% off the regular cost.

These plans benefit individuals who need extensive dental work, such as wisdom teeth extractions, that are not covered or are only partially covered by their dental insurance plan. Dental discount plans offer an affordable way to manage the cost of dental procedures without having to worry about meeting deductibles or waiting for pre-authorization.

Moreover, dental discount plans are easy to use. Once you become a member, you’ll receive a membership card to present at any participating dental provider. There are no complicated forms to fill out, and the process is hassle-free.

It’s essential to note that dental discount plans are not insurance plans, and they may not cover all dental services. However, they can be an excellent complement to your existing dental insurance plan. You can save even more money on dental services by using a dental discount plan in combination with your insurance plan.

In conclusion, if you’re looking for a way to save money on dental services that your insurance plan doesn’t cover, then a dental discount plan may be the solution you need. With its ability to negotiate lower prices with dental providers, ease of use, and ability to save money on services like wisdom teeth extractions, a dental discount plan is worth considering.

Saving Money on Dental Bills: How to Ask for Discounts and Financial Help at the Dental Specialist

Going to the dentist can be expensive and quickly increase if you need to see a specialist. It can be challenging to ask for discounts or financial help, but it’s essential to remember that options are available. In this post, we’ll explore tips on asking for discounts or financial aid from the dental specialist and how to be persuasive in your approach. By following these tips, you can save money on your dental bills and get the care you need without breaking the bank. 

First, it’s crucial to do your research before your appointment. Research the procedure cost you need and compare prices at different dental specialists. This way, you will know what to expect and can negotiate with the specialist if necessary. 

When you’re at the appointment, be upfront about your financial situation and ask if any discounts or payment plans are available. Many dental specialists offer discounts for cash payments or for patients who pay in total upfront. You can also ask if they offer financing options or payment plans to help spread the cost over time. 

Being polite and respectful when asking for discounts or financial help is important. Explain your situation and why you need assistance but don’t come across as entitled or demanding. Remember that the dental specialist is running a business and needs to make a profit, but they may be willing to work with you if you approach the situation correctly. 

Another tip is to ask about any available insurance options. Some dental specialists may offer in-house insurance plans to help you save money on procedures. It’s also a good idea to check with your insurance provider to see if they cover the procedure or offer any discounts for using an in-network provider. 

In conclusion, asking for discounts or financial help from a dental specialist can be intimidating, but it’s essential to remember that options are available. By researching, being upfront about your financial situation, and being polite and respectful in your approach, you can save money on your dental bills and get the care you need. Don’t be afraid to ask – you may be surprised at what options are available to you.

Reducing the Cost of Oral Surgery: Why Dental Schools Might be the Perfect Option for You

Dental school may be a viable option if you need oral surgery, such as wisdom teeth extractions if you are concerned about the cost. Dental schools often offer discounted rates for dental procedures, including oral surgery, to provide hands-on training for their students. 

By choosing to have your oral surgery performed at a dental school, you’ll receive care from licensed professionals who are completing their training. This means that you’ll be receiving high-quality care at a reduced cost. 

In addition to the cost savings, dental schools often have state-of-the-art facilities and equipment, which can lead to a more comfortable experience for you as the patient. Moreover, the students at dental schools are usually more attentive and detail-oriented, as they are still in the learning process and are eager to impress their instructors. 

It’s important to note that while dental schools offer discounted rates, the process may take longer than at a private practice. This is because students are still in training, and instructors must oversee and approve the procedures. However, the extra time may be worth the cost savings, especially if you need extensive oral surgery. 

Search online or ask your dentist for a recommendation on finding a dental school near you. Research and ensure that your dental school is accredited and has a good reputation. You can also check with your insurance provider to see if they cover oral surgery performed at a dental school. 

A dental school may be a viable option if you need oral surgery but are concerned about the cost. Dental schools can provide an excellent alternative to private practices with their discounted rates, high-quality care, and state-of-the-art facilities. By researching and choosing a reputable dental school, you can receive the oral surgery you need at a fraction of the cost.

Exploring your options for dental insurance coverage when seeing a specialist like an oral surgeon

In conclusion, dental insurance plans may provide minimal coverage for seeing a specialist, such as an oral surgeon, which can be problematic for those requiring procedures like wisdom teeth extractions. However, various options exist, such as purchasing supplemental dental insurance, talking to the oral surgeon about payment plans, or considering a dental discount plan. Each option has pros and cons, so weighing them carefully and choosing the best solution for your needs and budget is essential. Remember to communicate with your insurance provider and oral surgeon to discuss your options and find the best solution to get the care you need while being financially responsible.

If you have any questions about dental insurance or want to purchase one that meets your needs, we’re here to help. Please contact our office at 310-534-3444 during business hours, 8 am—4 pm, M—F. Our team of knowledgeable professionals is here to assist you with any questions and help you find the right dental insurance plan.

You can also visit our website at DentalInsurancePlus.com to learn more about our available plans and coverage options. Our website has a wealth of information, including frequently asked questions, plan details, and a coverage comparison to help you make informed decisions about your dental insurance.

We understand that navigating the world of dental insurance can be confusing. Our goal is to make the process as easy as possible. So, whether you need help understanding your current dental insurance plan, want to switch to a new plan, or are looking for additional coverage, we’re here to help.

Thank you for considering Dental Insurance Plus for your dental insurance needs. We look forward to assisting you and helping you find the right dental insurance plan that meets your needs and budget.

Let your child pick their toothbrush.  

Getting young kid to brush can be difficult, however letting them pick their own special toothbrush may make them want to brush more.  Having a toothbrush in their favorite color or with their favorite TV character on it will make it more fun to use. Children are more excited to use their toothbrush when it represents a little bit of who they are and what they enjoy.

Dental Health, Why you should see a dentist for regular dental check ups. Dental check ups consist of more then just X-rays and cleanings. The dentist is looking at more then whether or not you have any cavities or if you been flossing good enough.

Dental check ups also include oral cancer screenings.  By going to the dentist for your regular check ups,  the dentist or hygienist is also checking for any signs of oral cancer. Oral cancer is a serious dental disease in which claims lives on a daily bases. However it is often highly curable if diagnosed and treated in the early stages.

Many people do not have regular dental check ups due to lack of having dental benefits though their jobs and or due to cost of dental services and feeling they can not afford to go to the dentist. In some cases you can not afford not to go to the dentist.

On this website and in every state we offer a low cost dental plans option or options, either by offering a low cost dental insurance plans or dental discount plans. Both will make having dental care more affordable.

Full Coverage dental plans in Maryland.   I live in Maryland and I need a dental plan that does not exclude dental services.   I know I will need a lot of dental care my teeth are in really bad shape and I am current missing a few teeth as well.  I can not seem to find dental insurance that will offer me benefits for all my dental care needs.  Can you help?

Dental Health, A Main Cause of Tooth Loss in Adults. One of the main causes to adult tooth loss is periodontal disease (Gum Disease) including gingivitis and periodontitis. There has been some research that state up to 30 percent of the population may be genetically susceptible to having gum disease.

If you are brushing and flossing correctly and seeing your dentist regularly, yet still have gum disease issues you may be in the 30 percent. Because despite aggressive oral heath care habits these people still have a higher risk of developing periodontal disease.

There are now test that are being offered to help diagnose periodontitis, a bacterial infection in the mouth. Identifying people in this higher risk area will help by early intervention and proper dental treatment which may help them keep their teeth for a lifetime. Talk to your dentist and see what is best advised for you.

Preventive care is key and by seeing a dentist and being aggressive with your dental health care you are not only helping your oral health but over all health and well being. Having either dental insurance and or a dental plan in place will make having dental care more affordable for you and help you stay on top of your dental needs.

Dental insurance for a rotten tooth.  I live in New Jersey and I have this one tooth in the back that is really bad.  It is half gone and rotten.   Normally it does not hurt but lately I think it has hit the nerve since I  am in a great deal of off and on again pain.

I always been scared of going to the dentist and I still am so I never bother getting dentist insurance since I did not see me using it .   Now I need to have dental insurance in order to afford getting my tooth fixed can you please help me.

Buying Full coverage dental insurance online.  I live in Virgina and I need to have alot of major dental care.   I not sure all of what I may need since I have not been to a dentist is many years.  I do know my teeth are in bad shape.

I tired of having to deal with ugly teeth and need some help.  I looking for a dental insurance plan that will provide benefits for if not all dental services then most.  I also need something without long waiting periods I been waiting long enough as it is to see a dentist.

Dental Insurance, Full time worker needed dental care in Florida.  I am 35 years old and I do work a full time job. However my company does not offer any dental plans. I am in need of major dental work.

My husband has been laid off and is currently looking for another job but there is no saying that he will get dental insurance with the new job. The income we are making right now does not leave much left over. We are getting some limited state help but it does not offer dental help. I am not sure what to do or whom to go to for low cost dental care. Please advise.

Dental Care in New York, Gum Redness. With in the past few day I notice a section of my gum above the top side teeth are getting really red. I hurt a little when I brush there and when I drink something hot.

I am only just turn 18 and my parents do not have dental insurance I scared that I may be getting gum disease like my Grand father. I am not sure want to do and do not want my teeth to fall out. I would really appreciate feedback of any sort, since I not sure if I can just go to a dental clinic. Thanks.

Which Insurance company covers both Dental and Vision with a very cheap quote? I really not looking for just any dental and vision insurance that will accept me but I like to have a good coverage plan that is not overly costly. I live in New Jersey and need help finding insurance that best works for me and my budget.

Pennsylvania dental insurance for children. I have ah my five year old son. I am living on a low  income and I am looking for a low cost dental plan.  My have taken my son to see a dentist before but  paid in cash.

There has been times when I really can not afford to take him to see a dentist  for his basic dental care. I feel really bad about that and I hoping to find a dental plan that can help me. My son dental care is very important to me so can you please advise what would be a good dental plan to get.

A safe and effective way to prevent cavities in kids are buy having dental sealants. Even knowing this only about one-third of children ages 6 – 19 have sealants. Cost can be a factor and is why having a dental insurance is a good idea.  Many dental insurance plan offer coverages for sealants for kids.  Since they review dental sealants as a good preventive measure for oral health care.

Dental sealants is a plastic coating which is applied to the chewing surfaces of the back teeth, where decay mostly occurs.  A dentist would be able to put on dental sealants in order to help protect your children teeth.

Even adult we have dental sealant work done if they have week tooth enamel or easily get cavities.   What is important is to talk over your dental options with your dentist and to see a dentist regularly for good oral health care.

Dental insurance quote  for a dental bridge.  My mom needs to get a dental bridge put in.  She will need to also pull three teeth.  She does not have any dental insurance and I am trying to help her find a lower cost way to get the dental care she needs.  I am not seeing any quotes on bridges when I review the dental insurance options I see on line.  How do I get a quote for bridges with dental insurance.

Maine Dental Insurance Quote, Looking for a additional dental plan.   I have a dental plan I get offer to me though my employment.  It is alright for most people but I need to have extensive dental care.   Since my work plan limits out at 1000 I really can not get much done in  a given year.  Looking for another dental plan that can help me get more dental work done.

Dist of Columbia dental care, Cracked loose baby tooth:  My 11 year old daughter has a  loose baby tooth. It is one of her bottom back molars.  It has been loose for about two days but now she thinks she cracked it while she was eating.  She said she heard it cracked and she is a little up set about it now.

I know it about to come out anyway but should I take her to the dentist to have it checked out?  It is not hurting her but I never had a baby tooth crack before just coming out.  Is this normal?

I have two children that are three and five years old.  Only my five year old has current seen a dentist for his check up about five months ago.  I want to be able to better afford taking both of my kids to the dentist like they should two times a year.

Besides my mom and day care I on my own.  There is not a lot of extra money.  I know I should be able to find a low cost dental plan but all I am finding are PPO that are really costly for a family and has so many limitations.   Can you advise where I can get dental insurance that is not so pricey ?

I live in NH and I need some dental care.   My teeth are in really bad shape.   So much so that many of the dental insurance plans I called said that they would not really be able to help me with most of my dental needs or they could help but it would be over years since I would be maxing out their annul limitation.

I was even told by one person to look for dental discount plans.  So this is how I found your web site.   How do I know what dental plan would be best?  I never had to buy a plan before.

I am a working single mom.   I work part time so I can be at home when my child is off from school.  We do not have dental insurance and I am finding dental insurance to costly for me to get.  I been looking at some of the dental discount plans you have to offer but since I never bough a discount plan before can you tell me how they work?

My middle bottom right tooth is broken almost in half.   I had a really old filling there and I guess I must have gotten a new cavity in that tooth because when I was eating my tooth just broke.

I do not have dental insurance right now.  I had to cancel my dental insurance plan that was costing me $45.00 a month because I could not afford to pay that much any more.  And course as soon as I cancel my dental plan my tooth brakes.  Can I get a dental plan that is not going to cost me so much and can help me right away?