I have dental insurance but I need my widom teeth pulled.  Since my dentist can not pull them and I have to go to an oral surgeon I do not have coverage under my current dental plan.  Do I need to have dental insurance that will cover for an oral surgeon in order to have my wisdom teeth pulled?

So what I am wanting to know is if  say I buy a typical dental insruance plan what would a get out of it?  I know some plans say free cleaning and X-rays but is that really all I get?  Would I be albe to have fillings done at a low cost?

What about the rest of the dental services do all dental insurance plan make you wait until you can have anything beyond a cleaning done?  Seems to me that they offer a free cleaning as if it is something really good but you have to hope you do not need anything else for a year.  Please advise why that is the case.