I just got a dental insurance plan about two months ago.  I got my ID cards in the mail and I went in for my first dental appointment in the past three years.  I was really happy that I was going to finally have my teeth looked at.

Well I was told for the most part I have really strong teeth but since I have not been to the dentist is a long time I have the starting of gingivitis.   So I will be needed deep cleaning.  Which I also found out that my dental insurance plan I got will not cover me for.   That I have a year waiting period I did not know about for major dental work.

Now I have to pay out of pocket for my dental services and not sure if it is even worth keeping a dental plan that is going to make me wait a year for major dental work.

You will just have to read the terms and conditions of the plan you are looking at. Some Insurance have long term waiting periods that may effect you. You may buy a Discount plan that is set up for one year term depending on who is selling it. I would advise on getting or looking for a discount plan that is monthly or one that you can cancel with a 30 day notice. I have listed a website for that. I hope that you only need a check up since you do not want to maintain any plan.

Source: http://www.insurancecompany.com