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Dental Insurance Plus -Coverages on Wisdom Teeth Extractions,  

04/22/24

Question: I have dental insurance but need my wisdom teeth pulled. My general dentist can not pull them, so I must see an oral surgeon. My current dental insurance plan only provides minimal coverage for seeing a specialist. Can I get another plan with better coverage for a specialist and then cancel when the tooth is pulled, as I would not need it for the long term? 

Reply: Understandably, you’re looking for a way to get better coverage for your wisdom teeth extraction. It’s not uncommon for dental insurance plans to provide minimal coverage for seeing a specialist, such as an oral surgeon.

One option is purchasing supplemental dental insurance that provides better coverage for seeing a specialist. You could check with various insurance providers for a plan that meets your needs.

However, it’s essential to remember that there may be more cost-effective solutions than buying a supplemental plan. Some insurance plans may have waiting periods or restrictions on coverage for pre-existing conditions, so it’s essential to read the fine print carefully before making any decisions.

Another option is to talk to your oral surgeon about payment plans or financing options. Some doctors may offer payment plans to help patients cover the cost of treatment, and third-party financing companies specialize in medical and dental procedures.

It’s always a good idea to communicate with your insurance provider and oral surgeon to discuss your options and find the best solution. Remember that the goal is to get the care you need while being financially responsible.

What is Supplemental Dental Insurance?  

You can purchase supplemental dental insurance as an additional policy to complement your existing dental insurance. This type of insurance is designed to cover expenses that your primary dental insurance plan may not cover, such as seeing a specialist, an oral surgeon, or orthodontic treatment.

Supplemental dental insurance pays for a portion of your dental expenses that your primary dental insurance plan does not cover. For example, if your primary insurance covers 80% of a procedure, your supplemental insurance may cover the remaining 20%. However, it’s important to note that supplemental insurance is not a replacement for primary dental insurance. It is meant to enhance your coverage and provide additional benefits.

Various supplemental dental insurance plans are available, each with its coverage options and costs. Some plans may have waiting periods, deductibles, and annual coverage limits. It’s important to carefully review the policy before purchasing it to ensure it will meet your needs.

When considering supplemental dental insurance, comparing plans and coverage options is essential to finding the best fit for your dental needs and budget. Some insurance providers offer bundled packages that include both primary and supplemental insurance. It’s always a good idea to communicate with your insurance provider to discuss your options and find the best solution.

How a Dental Discount Plan May Help

A dental discount plan is an excellent way to save money on dental care services that your dental insurance plan may not cover. Unlike traditional insurance plans, dental discount plans allow you to pay a reduced fee for dental services at participating providers.

Dental discount plans work by negotiating lower rates with dental providers for their members. Instead of paying the total price for services like cleanings, fillings, and extractions, members of dental discount plans may receive discounts ranging from 10% to 60% off the regular cost.

These plans benefit individuals who need extensive dental work, such as wisdom teeth extractions, that are not covered or are only partially covered by their dental insurance plan. Dental discount plans offer an affordable way to manage the cost of dental procedures without having to worry about meeting deductibles or waiting for pre-authorization.

Moreover, dental discount plans are easy to use. Once you become a member, you’ll receive a membership card to present at any participating dental provider. There are no complicated forms to fill out, and the process is hassle-free.

It’s essential to note that dental discount plans are not insurance plans, and they may not cover all dental services. However, they can be an excellent complement to your existing dental insurance plan. You can save even more money on dental services by using a dental discount plan in combination with your insurance plan.

In conclusion, if you’re looking for a way to save money on dental services that your insurance plan doesn’t cover, then a dental discount plan may be the solution you need. With its ability to negotiate lower prices with dental providers, ease of use, and ability to save money on services like wisdom teeth extractions, a dental discount plan is worth considering.

Saving Money on Dental Bills: How to Ask for Discounts and Financial Help at the Dental Specialist

Going to the dentist can be expensive and quickly increase if you need to see a specialist. It can be challenging to ask for discounts or financial help, but it’s essential to remember that options are available. In this post, we’ll explore tips on asking for discounts or financial aid from the dental specialist and how to be persuasive in your approach. By following these tips, you can save money on your dental bills and get the care you need without breaking the bank. 

First, it’s crucial to do your research before your appointment. Research the procedure cost you need and compare prices at different dental specialists. This way, you will know what to expect and can negotiate with the specialist if necessary. 

When you’re at the appointment, be upfront about your financial situation and ask if any discounts or payment plans are available. Many dental specialists offer discounts for cash payments or for patients who pay in total upfront. You can also ask if they offer financing options or payment plans to help spread the cost over time. 

Being polite and respectful when asking for discounts or financial help is important. Explain your situation and why you need assistance but don’t come across as entitled or demanding. Remember that the dental specialist is running a business and needs to make a profit, but they may be willing to work with you if you approach the situation correctly. 

Another tip is to ask about any available insurance options. Some dental specialists may offer in-house insurance plans to help you save money on procedures. It’s also a good idea to check with your insurance provider to see if they cover the procedure or offer any discounts for using an in-network provider. 

In conclusion, asking for discounts or financial help from a dental specialist can be intimidating, but it’s essential to remember that options are available. By researching, being upfront about your financial situation, and being polite and respectful in your approach, you can save money on your dental bills and get the care you need. Don’t be afraid to ask – you may be surprised at what options are available to you.

Reducing the Cost of Oral Surgery: Why Dental Schools Might be the Perfect Option for You

Dental school may be a viable option if you need oral surgery, such as wisdom teeth extractions if you are concerned about the cost. Dental schools often offer discounted rates for dental procedures, including oral surgery, to provide hands-on training for their students. 

By choosing to have your oral surgery performed at a dental school, you’ll receive care from licensed professionals who are completing their training. This means that you’ll be receiving high-quality care at a reduced cost. 

In addition to the cost savings, dental schools often have state-of-the-art facilities and equipment, which can lead to a more comfortable experience for you as the patient. Moreover, the students at dental schools are usually more attentive and detail-oriented, as they are still in the learning process and are eager to impress their instructors. 

It’s important to note that while dental schools offer discounted rates, the process may take longer than at a private practice. This is because students are still in training, and instructors must oversee and approve the procedures. However, the extra time may be worth the cost savings, especially if you need extensive oral surgery. 

Search online or ask your dentist for a recommendation on finding a dental school near you. Research and ensure that your dental school is accredited and has a good reputation. You can also check with your insurance provider to see if they cover oral surgery performed at a dental school. 

A dental school may be a viable option if you need oral surgery but are concerned about the cost. Dental schools can provide an excellent alternative to private practices with their discounted rates, high-quality care, and state-of-the-art facilities. By researching and choosing a reputable dental school, you can receive the oral surgery you need at a fraction of the cost.

Exploring your options for dental insurance coverage when seeing a specialist like an oral surgeon

In conclusion, dental insurance plans may provide minimal coverage for seeing a specialist, such as an oral surgeon, which can be problematic for those requiring procedures like wisdom teeth extractions. However, various options exist, such as purchasing supplemental dental insurance, talking to the oral surgeon about payment plans, or considering a dental discount plan. Each option has pros and cons, so weighing them carefully and choosing the best solution for your needs and budget is essential. Remember to communicate with your insurance provider and oral surgeon to discuss your options and find the best solution to get the care you need while being financially responsible.

If you have any questions about dental insurance or want to purchase one that meets your needs, we’re here to help. Please contact our office at 310-534-3444 during business hours, 8 am—4 pm, M—F. Our team of knowledgeable professionals is here to assist you with any questions and help you find the right dental insurance plan.

You can also visit our website at DentalInsurancePlus.com to learn more about our available plans and coverage options. Our website has a wealth of information, including frequently asked questions, plan details, and a coverage comparison to help you make informed decisions about your dental insurance.

We understand that navigating the world of dental insurance can be confusing. Our goal is to make the process as easy as possible. So, whether you need help understanding your current dental insurance plan, want to switch to a new plan, or are looking for additional coverage, we’re here to help.

Thank you for considering Dental Insurance Plus for your dental insurance needs. We look forward to assisting you and helping you find the right dental insurance plan that meets your needs and budget.

Navigating Dental Insurance and Exclusions: Tips for Saving Money on Treatment for Pre-Existing Needs

04/15/24

Question: I have been trying to help my boyfriend get dental insurance for his son. Since I got my boyfriend on my dental plan, he only needs something for his ten-year-old son. So far, my boyfriend has been paying out of pocket for all his son’s dental needs.

Now, however, his son is in the middle of braces and is being told he needs to have a few teeth pulled. The cost is just getting higher and higher, and he is still trying to figure out what to do. His current dentist does not take HMO, only PPO, which, from what I can tell, will have a waiting period for the dental service his son needs. Can anyone give us some helpful advice?

Reply: I’m sorry to hear about your boyfriend’s situation. Navigating the various dental insurance options available can be challenging, especially regarding specific services such as braces and tooth extractions. He might consider looking into dental discount plans, which can sometimes provide savings on procedures not covered by traditional insurance. The issue may be that with a dental discount plan, you have to go to a dentist who accepts the plan.  

NOTE: Dental insurance companies may exclude work in progress because they generally want to avoid covering pre-existing dental conditions. When you sign up for dental insurance, there may be a waiting period during which the insurance company will not cover the treatment for pre-existing conditions. This waiting period can vary between insurance policies and the specific dental service needed. Suppose you begin treatment for a dental issue before the waiting period ends or before your insurance policy begins. In that case, the insurance company may consider it a work in progress and may not cover the cost of that treatment.

Exclusions can be frustrating for individuals who need immediate dental treatment but must wait until the waiting period ends to receive coverage. However, it is essential to note that insurance companies include waiting periods to protect themselves from individuals who sign up for insurance only when they require immediate treatment for pre-existing conditions. 

Therefore, it is essential to carefully read and understand your dental insurance policy before signing up for it. If you have an existing dental issue, check if there is a waiting period for that particular service, and if so, how long the waiting period is. Additionally, consider contacting the insurance company directly to discuss any exceptions to the waiting period for the dental service your dentist recommends.

It’s important to understand that the exclusions related to pre-existing dental conditions can significantly impact your search for dental insurance for your boyfriend’s son, mainly if he is in braces treatment and requires tooth extraction. As mentioned, dental insurance companies typically exclude work in progress or pre-existing dental conditions and may enforce a waiting period before covering such treatments. This can result in a frustrating situation where your boyfriend’s son may need immediate dental treatment. Still, the insurance company may not cover the cost of that treatment due to pre-existing exclusion. 

It’s crucial to carefully read and understand the dental insurance policy before signing up, especially if you have an existing dental issue. Since your boyfriend’s son is in the middle of braces treatment and requires tooth extraction, it is best to check if there is work in progress or pre-existing exclusions. 

Tips to Save Money on Dental Treatment for Pre-Existing Needs Not Covered by Insurance

If you have pre-existing dental needs that dental insurance does not cover, here are some tips to save money:

1. Shop Around: Dental providers charge different amounts for the same treatment. It’s worth getting quotes from other dentists to see if you can find a more affordable option.

2. Look for Discounts: Some dental providers offer discounts for cash payments or patients without insurance. Check with your dentist to see if they offer any discounts.

3. Consider Dental Financing Options: Some dental providers offer financing options to help you pay for expensive treatments over time. These can be a good option if you need immediate treatment but can’t afford to pay for it all at once.

4. Ask About Payment Plans: Some dentists may be willing to work out a payment plan with you to help you pay for your treatment over time. It never hurts to ask!

5. Take Advantage of Free or Low-cost Dental Clinics: Many communities have free or low-cost dental clinics that provide primary dental care. While they may not be able to provide more complex treatments like braces or extractions, they can help you maintain good oral health and catch problems early.

Remember, taking care of your dental health is essential even if you don’t have insurance coverage for all your needs. By shopping around, looking for discounts, and exploring financing options, you may be able to save money while still getting the care you need.

Despite excluding current dental needs, there are still reasons to consider dental insurance.

While it can be frustrating to discover that your insurance policy does not cover your current dental need, it is still essential to consider purchasing dental insurance. Dental insurance can cover routine check-ups, cleanings, and other preventive care to help you maintain good oral health and prevent future dental problems. 

Additionally, dental insurance can provide coverage for unexpected dental issues that may arise in the future. Dental emergencies, such as a cracked tooth or severe toothache, can be costly without insurance coverage. Having dental insurance can offset these costs and provide peace of mind in case of an unexpected dental issue.

Moreover, having dental insurance can also help you establish a relationship with a dentist who accepts your insurance plan. This can be especially beneficial if you are new to an area or need to find a new dentist. Choosing a dentist who accepts your insurance plan can ensure you receive quality dental care from a trusted provider while maximizing your insurance benefits.

In summary, while dental insurance may not cover your current dental needs, it is still worth considering purchasing it for its many benefits, including coverage for routine check-ups, preventive care, unexpected dental issues, and access to quality dental care from a trusted provider.

Understanding HMO Dental Insurance Plans: A Guide for Those with Pre-existing Dental Conditions and Fixed Incomes

Dental insurance policies can be complex and may include exclusions related to pre-existing dental conditions, which can be a major concern for those who need immediate dental care. However, HMO insurance plans can be an excellent option for those with a fixed income and current dental needs. HMOs typically have fewer exclusions on pre-existing dental conditions than other insurance plans, which can relieve those worried about being refused coverage.

Moreover, HMOs provide a more predictable cost structure, which can help budget dental care expenses. Unlike other insurance plans, HMOs typically have lower premiums and out-of-pocket costs, making them an affordable option for many people.

However, it’s important to note that HMOs require patients to stay within their network of providers, which can be limiting if you have a preferred dentist outside of the network. This means that you may not be able to continue seeing your current dentist if they are not part of the HMO network.

Ultimately, weighing the pros and cons and considering your dental needs and budget is crucial before selecting a dental insurance plan. You should also carefully review the plan’s terms and conditions to understand the coverage and applicable limitations. By doing so, you can make an informed decision that will help you maintain good oral health without breaking the bank.

Navigating Dental Insurance and Saving Money on Treatment for Pre-Existing Needs

In conclusion, navigating dental insurance can be daunting, but with the proper knowledge and preparation, you can save money on treatment for pre-existing needs. Carefully review your insurance policy and understand any exclusions or limitations. Consider shopping for an insurance provider that suits your needs and budget better. Additionally, seeking alternative treatment options, such as dental schools or discount programs, can also help save you money. Remember to prioritize your oral health and not let financial concerns prevent you from getting the care you need. By taking these steps, you can make the most of your dental insurance coverage and ensure you receive the treatment you need at a price you can afford.

Find the Right Dental Insurance Plan for You and Your Family with DentalInsurancePlus.com

At DentalInsurancePlus.com, we understand that navigating dental insurance options can be daunting. We offer different dental insurance plan types and options to fit your unique needs and budget. Our team of experts is dedicated to helping you find the right plan for you and your loved ones.

Whether you’re looking for individual or family coverage, we have a plan that can work for you. We offer plans with different coverage levels, deductibles, and copays to fit a range of budgets and needs. We also provide options for both HMO and PPO plans, depending on your preferred level of flexibility and access to providers.

If you need help determining which plan is right for you, don’t worry. Our friendly and knowledgeable staff can answer any questions and help you find the best plan for your unique situation. We know that everyone’s dental needs differ, so we offer personalized service to help you make an informed decision.

Call our office at 310-534-3444 Monday through Friday, 8 am to 4 pm, for a free quote on dental insurance or if you have questions about dental insurance and what plan may work for you. We’re here to help you find the coverage you need to keep your teeth and gums healthy and your smile looking great.

Dental Insurance Plus – Stay Away From Sticky, Sugary Candy

04/08/24

Regarding oral health, maintaining healthy eating habits is as important as regularly brushing and flossing your teeth. While sugary snacks and treats might be tempting, it’s important to remember that specific candy can hurt your teeth.

Sticky candies, such as toffee and gummy bears, are particularly problematic. Their sticky texture can find its way between teeth and along gum lines, making them difficult to remove with brushing and flossing alone. Over time, the bacteria in your mouth interact with the sugars in these candies to produce acids that weaken your tooth enamel, leading to cavities and other dental problems.

That being said, if you indulge in sticky, sugary candy, you must take extra care of your teeth afterward. Brush and floss thoroughly to remove candy residue from your teeth and gums. Additionally, consider using an antibacterial mouthwash to kill any bacteria lingering in your mouth.

While all sugary snacks and treats can harm your teeth, some candy can be particularly harmful. Hard candies, for example, can chip or crack your teeth, while sour candies are highly acidic and can erode your tooth enamel over time. So, avoiding these types of candy is best, and opt for healthier snack options.

By being mindful of your candy choices and taking extra care of your teeth afterward, you can help protect your oral health and avoid costly dental procedures. Remember, prevention is always better than cure!

Some Good Tooth-Friendly Candy Options

If you’re looking for tooth-friendly candy options, choose sugar-free gum or candy instead of traditional sugary candies. Xylitol is a natural sweetener that has been shown to reduce the risk of tooth decay, so look for products that contain this ingredient. Dark chocolate is another good option as it contains less sugar than milk chocolate. You can also try dried fruits like raisins or cranberries, as they contain natural sugars and are less sticky than gummy candies, which can stick to your teeth and promote decay.  

Tooth-Friendly Snack Options for Healthy Teeth and Overall Health

Maintaining good oral health and hygiene is essential for overall health and well-being. While sugary snacks and treats might be tempting, it’s important to remember that some candy can harm your teeth. Therefore, choosing tooth-friendly snack options can help you maintain healthy teeth and gums. Here are some healthy snack options that are good for your teeth and overall health: 

  • Cheese and dairy products: Cheese and other dairy products are rich in calcium essential for strong teeth and bones. They also help to neutralize acids in the mouth and prevent tooth decay.
  • Nuts and seeds: Nuts and seeds are a great source of protein and essential minerals like calcium and phosphorus, which help to strengthen teeth and bones. 
  • Sugar-free gum and candy: Sugar-free gum and candy containing xylitol can help prevent tooth decay by reducing harmful bacteria in the mouth.
  • Dark chocolate: Dark chocolate contains less sugar than milk chocolate and is rich in antioxidants that promote overall health.

Choosing tooth-friendly snack options can help maintain healthy teeth and gums and prevent dental problems. Remember to brush, floss regularly, and visit your dentist for regular checkups and cleanings.

Fruits and Vegetables Make for Good Snack Options. 

Fresh fruits and vegetables are the best snacks for good oral health and well-being. They are packed with essential vitamins and minerals like vitamin C, calcium, and phosphorus, which help build strong teeth and gums. Eating crunchy and raw fruits and vegetables can also help scrub away plaque and debris from teeth, promoting good oral hygiene. Here are some examples of good fruits and vegetables that are great for your oral health:

  • Apples: Apples are rich in fiber and help to clean teeth and gums while you eat them. Their fibrous texture helps to scrub away plaque and debris from teeth.
  • Carrots: Carrots are rich in fiber, vitamin A, and beta-carotene, which promote healthy gums and teeth. Chewing on raw carrots also helps to stimulate saliva production, which neutralizes harmful acids in the mouth.   
  • Celery: Celery is a crunchy vegetable that helps to clean teeth and gums while you eat it. It is also rich in vitamins A and C, which promote healthy teeth and gums.
  • Strawberries: Strawberries are rich in vitamin C, essential for healthy gums. They also contain malic acid, which helps to whiten teeth naturally.
  • Leafy Greens: Leafy greens like spinach and kale are packed with essential vitamins and minerals like calcium, which help to build strong teeth and bones. They are also rich in folic acid, which promotes healthy gums.

Including these fruits and vegetables in your diet can help maintain good oral health and prevent dental problems. 

Learn How to Floss Your Teeth for Best Results Correctly 

When it comes to flossing, there are certain practices that you should follow to achieve the best results. Here are some dos and don’ts of flossing:

DO:

  •  Use a floss piece about 18-20 inches long.
  • Wind the floss around your fingers and hold it tautly between your thumbs and forefingers.
  • Gently slide the floss between your teeth using a zig-zag motion.
  • Curve the floss around each tooth’s base, ensuring you go beneath the gumline.
  • Use a fresh section of floss for each tooth to avoid spreading bacteria.

DON’T:

  • Snap the floss into your gums, as it can cause pain and bleeding.
  • Use a sawing motion, as it can damage your gums.
  • Rush through the process – take your time to ensure that you clean between each tooth properly.
  • Reuse the same section of floss, as it can transfer bacteria to other parts of your mouth.

Remember that correct flossing can help to prevent tooth decay, gum disease, and bad breath. So, take the time to floss correctly and maintain good oral hygiene.

Dos and Don’ts of Brushing Your Teeth

Maintaining good oral hygiene is crucial for healthy teeth and gums, and brushing your teeth twice a day is essential. But did you know that there are certain dos and don’ts of brushing your teeth that you should follow to ensure that you are taking proper care of your oral health? This article will discuss the dos and don’ts of brushing your teeth, including tips on how to brush effectively and what to avoid to prevent damage to your teeth and gums. So let’s get started!

DO:

  • Brush twice a day, for two minutes each time.
  • Use a soft-bristled toothbrush to avoid damaging your gums.
  • Use fluoride toothpaste to help strengthen your tooth enamel.
  • Brush in circular motions, angling the brush towards the gumline.
  • Brush all surfaces of your teeth, including the fronts, backs, and chewing surfaces.
  • Replace your toothbrush every three to four months or when the bristles fray.
  • Use a tongue scraper or brush to clean your tongue and freshen your breath.
  • Rinse your mouth with water after brushing to remove any remaining toothpaste.

DON’T:

  • Don’t brush too hard; it can damage your tooth enamel and gums.
  • Don’t rush through your brushing routine. Take your time to ensure you brush all surfaces of your teeth thoroughly.
  • Don’t forget to brush your tongue, as it can harbor bacteria and cause bad breath.
  • Don’t share your toothbrush with others; it can spread germs and bacteria.
  • Don’t use an old or frayed toothbrush, as it won’t clean your teeth effectively.
  • Don’t skip brushing before bedtime, as it allows bacteria to multiply and cause tooth decay.

Encouraging Good Dental Care Habits 

Encouraging good dental care habits in kids is essential for their overall health and well-being. Here are some tips on how to enable your kids to have good dental care habits:

  • Start Early: It is essential to start teaching good dental care habits to your kids from an early age. When they emerge, you can begin cleaning their teeth with a soft bristle brush and water.
  •  Make it Fun: Brushing teeth can be a fun activity for kids. You can make it a game by singing a song or making up a story while they brush.
  • Lead by example: Kids learn by observing their parents, so ensure you set a good example by brushing and flossing regularly.
  • Use Kid-Friendly Products: Kids may be more willing to brush their teeth if they have fun toothbrushes and toothpaste with their favorite cartoon characters.
  • Reward Good Behavior: Praising your kids for good dental care habits and rewarding them with a sticker or a small toy can encourage them to continue their good habits. 
  • Limit Sugary Snacks and Drinks: Sugary snacks and drinks can cause cavities, so limiting these in your child’s diet is essential.
  • Visit the Dentist Regularly: Regular dental checkups and cleanings can help prevent dental problems and keep your child’s teeth healthy.

By following these tips, you can encourage your kids to have good dental care habits and set them up for a lifetime of healthy teeth and gums. In conclusion, maintaining good oral health is crucial for overall well-being. By making smart snack choices, such as avoiding sticky, sugary candy and opting for tooth-friendly options like fresh fruits and vegetables, you can prevent dental problems and protect your oral health. Additionally, following proper flossing techniques and regularly visiting your dentist for checkups and cleanings can promote healthy teeth and gums. Remember, prevention is always better than cure, so start caring for your oral health today. You can enjoy a healthy smile and maintain good oral hygiene for years with consistent effort and attention.

Thank you for reading our helpful tips on maintaining good oral health. At DentalInsurancePlus.com, we understand the importance of oral health care and offer dental insurance plans that can help reduce the cost of dental procedures. Our plans cover a variety of services, including preventive care, fillings, root canals, and more. You can learn more about our plans by visiting our website or calling us at 310-534-3444. Our business hours are 8-4 M-F. Take the first step towards better oral health today with DentalInsurancePlus.com.

Dental Insurance Plus – Best Dental Insurance Quote.

08/21/19

Question: I been searching on line for a dental insurance plans and I notice that many websites seem to have many of the same dental insurance plans yet they do not all have the same price. How can I make sure I am receiving the best dental insurance quote. I do not want to pay more then I have too.

Reply: It is understandable that you would not want to have to pay more for the same dental insurance plan. However, even though many dental insurance plans may seem the same it is more likely they are not if price is not the same.

Insurance rates are filed with the department of insurance therefore the monthly or annual cost of the plan dose not change due to whom may be selling it. Assuming it is in fact the “same plan” What there may be is a differnt in fees, if the selling agent is adding any fees on their ends. So look for fees costs.

That said really review each plan carefully. As an expamle, Just because you seen a Delta dental plan being offer on one website, it dose not mean it is the same Delta dental plan you seen on a prior site. As Delta dental had many different plan options and not everyone site is selling the same plan option that Delta dental may have offer.

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Dental Insurance Plus, Your Jaw and Oral Health

01/26/18

Knowing the Inner Working of the Jaw.

When talking about our jaw there is much going on. The jaw is a hinged joint with the capacity of moving up and down, and side to side. The movement of the jaw is made possible by a group of four muscles: tensor velipalatini, tensor tympani, digastrics, and the mylohyoid. Through these four muscles run the five cranial nerves: trigeminal, facial, glossopharyngeal, vagus, and hypoglossal. These nerves are responsible for all of your mouth’s motor functions. The trigeminal nerve in particular is responsible for the movement of your jaw as well as any sensations running through it. Even minor stress placed on facial muscles from a misaligned bite will put pressure on your cranial nerve bundle. The end result may be both localized and systemic issues ranging from jaw pain and swelling to chronic headaches and even digestive issues.

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Dental Insurance Plus, Holiday Season and Your Dental Health

11/24/17

Do not forget your dental care during the Holiday season. With the hustle and bustle of the holidays oral hygiene can suffer. With the Holiday’s more sugary treats and alcoholic beverages are consumed. In addition stress levels can go up with all the hustle and bustle of shopping and busy schedules. Although having and maintain good oral hygiene habits will help to counteract the effects of sugary snacks and drinks, with peoples busy schedules and long days hygiene habits tend to suffer. Make sure to stay on top of your oral and dental care during the Holidays to avoid any extra trips to the dentist this season.

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Free Instant Quotes For Individual and Family Dental Insurance

10/28/17

Individual – Family dental insurance plan help and information 

DentalInsurancePlus.com is a specialist in dental insurance and dental discount plans, vision and prescription coverage programs for individuals, families and groups. We have been serving the dental insurance community since 1983, you will find our licensed dental insurance agents are well informed and ready to assist you.

Compare dental insurance plans and decide which one is right for you and your family. Many of our dental plans have next day benefits including vision and prescription. DentalInsurancePlus.com offers quotes for individual and family dental insurance plans including an option to compare dental national coverage plans. Remember, buying dental insurance does not have to be a painful process.

We offer individual and family dental insurance benefit coverage in all 50 states. Insurance company is a national leader of dental health and related products with an e-market place to compare affordable dental insurance from the nations largest dental companies.

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Dental Insurance Plus, Invisaligns and Insurance

10/04/17

What type of insurance will cover invisalign treatment?

Question:  I need to have invisaligns, however and the only insurance I have is Medicare. I would like a list of all the kinds of dental insurances that will help cover some of the cost for invisaling treatments. Please advise how I can get dental insurance and I do not care if it has a year waiting period.

Answer: Generally speaking most dental insurance plan do not offer benefits for invisaligns. Dental PPO plans may have limited coverage’s for invisaligns but many do not provide orthodontic services to adults and when they do it is very limited. Therefore in most cases with regards to adult braces and PPO plans they may not be cost effective. Make sure you read the plan terms and conditions carefully. HMO dental insurance plans often provide benefits for adult braces. These plan are very affordable and are cost effective however they generally only provide benefits on basic braces and not invisalings. Another non insurance option would be a dental discount plan. These dental discount plans are not insurance, but they do provide dental saving on all dental care services done by network providers. Average saving for braces 20 percent including invisaligns

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COSMETIC DENTAL INSURANCE – HELP AND INFORMATION

09/22/17

Dental Insurance – Cosmetics

Cosmetic dentistry may help you to get your best smile at any age.  One of the most popular cosmetic dental procedures to a perfect smile is bonding.  Cosmetic dental bonding is a fairly painless procedure usually performed in one dental visit by applying an enamel like material to your teeth which is then shaped, hardened with a special light and polished.

For a more dramatic smile, porcelain veneers can make a drastic difference. With veneers, you can control the color, position, shape, and size of your new teeth which can correct crooked, worn, or chipped teeth. This procedure can cost between $1,200 – $3,500 per tooth.

Cosmetic dentistry insurance coverage is not afforded by most dental insurance companies. If you are with a group dental insurance company through your employer, you may want to inquire if cosmetic dentistry insurance coverage is provided under your dental plan.

Cosmetic dental coverage is normally provided by discount dental plans. Discount dental plans usually cover 15 to 20 percent of the cosmetic dental care cost.

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Severe gum disease can be associated with a higher risk or oral cancer.

07/12/17

Studies show that severe gum disease can be associated with a higher risk of head and neck cancer cases caused by the Human Pailloma Virus (HPV). Researchers discovered that in comparison with patients with HPV-negative tumors, those with HPV-positive tumors had a considerably higher bone loss, which is a key element for developing severe gum disease. According to the latest figures, over 6,000 people in the UK have oral cancer, a disease that claims nearly 2,000 lives. The incident rates of oral cancer due to HPV are increasing, with experts indicating that within a decade, HPV may rival tobacco use as the main cause for oral cancer. Other risk factors for oral cancer include smoking, excessive drinking and poor diet.

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Save your Smile at a Lower Cost Though Dental Insurance

04/20/17

By now many people know that they should see their dentist at least twice a year. However, still too many people fail to see their dentist even once a year. Why? Many state it due to cost, stating they can not aford to have preventive maintaince done let alone any thing beyond a basic cleaning.

Yet with that said most dental insurance plans, they provide benefits that make proventive care free to very low cost.  Some of these dental insurance plans are low in cost to ranging from only $7.95 a month to as high as $70.00 for an indvidual depending on other rating factors. with proper preventive care at the dentist and good at home dental habits you help to avoid having to have larger more costly dental care needs.  If by some chance you do need major dental care services such as a crown, having dental insurance will also help to make a crow more affordable

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About Dental Insurance Plus

03/08/17

DentalInsurancePlus.com we provide over 40 different dental insurance plan options. Being able to keep your current dental provider is made easy with the dental options we provide. Check with you dentist to to confirm what plan types they are a provider of then call our office at 310-564-3444 if you have any questions about our dental insurance plan options.

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Dental Insurance for Crowns

03/04/17

Understanding the Basics
Dental crowns are coverings applied over the tooth’s surface, and may be made of ceramic, porcelain, porcelain fused to metal (PFM), resin, or metal, including gold.  Dental crowns are also useful in patients who grind their teeth or have bite problems, addressing the stressed area and stabilizing it to prevent damage.  Dental crowns usually require 2 to 3 visits to your dentist, depending upon the health of the tooth receiving the crown.  Today’s health insurance, including your dental plan, is designed to help you get the care you need at a reasonable cost.  If you cannot afford a dentist, or are not covered by dental insurance, go to a dental school clinic, where dentists in training work on your teeth.  I think they also offer periodic cleaning at reduced rates as well, by dental hygienists in training.

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Dental Insurance Plus, The Risk of Dental X-Rays.

03/02/17

British scientist warned back in 2010 that dental X-rays given to millions of Britons every year may increase the risk of of thyroid cancer.     Researchers found that patients who had been X-rayed by their dentist at least ten times were more likely to develop the disease.  They warn that X-rays should not be given at check-ups or when registering new patients and that dental X-rays should be only be prescribed when the patient has a specific clinical need.     With rates of thyroid cancer more than doubling in 30 years, the scientists said that the potential dangers of dental X-rays were often overlooked.

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How Does Dental Insurance Work

02/28/17

 Can I Use It For Fillings At The Dentist

While most dental insurance coverage will only cover a percentage, usually 50% to 80%, of fillings. Insurance companies will not always pay for composite fillings on back teeth. As mentioned above, dental insurance typically does not cover the additional costs associated with composite fillings. With dental insurance, gold fillings typically run between $10 and $50, while ceramic fillings range between $40 and $100. Dental insurance is intended to help offset the costs associated with dental care.

Dental Insurance Plan Choices: Indemnity Plan: An indemnity dental insurance plan allows you to select your own dentist. If you have dental insurance, familiarize yourself with your plan so you know what is covered and how. Fillings, crowns, bridges, root canals, fluoride treatments, braces, gum surgery , dental implant, and many other procedures are all covered by full coverage dental insurance.

Most dental insurance plans cover the cost of dental amalgam and gold fillings, since they are used for functional, rather than exclusively cosmetic, purposes. Many insurance companies will only reimburse composite filling costs at a rate equal to that of an amalgam filling. Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps.

Dental finance managers can call your insurance provider to pre-determine the out-of-pocket costs associated with your planned procedure. Most dental insurance plans cover the cost of dental amalgam and gold fillings, since they are used for functional, rather than exclusively cosmetic, purposes.

Dental insurance plans usually consider the replacing of metal fillings with composite resin fillings to improve your smile a cosmetic procedure. Typically your dental insurance coverage may reimburse you for these types of dental fillings. For example, virtually all of Delta Dental’s plans cover resin fillings on the teeth where their cosmetic benefit is critical: the six front teeth (incisors and cuspids) and on the facial (cheek side) surfaces of the next two teeth (bicuspids).

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Apples Can Cause More Damage To Teeth Than Carbonated Drinks.

02/26/17

According to a new study the high acidity levels in apples can damage your teeth if eat slowly. That drinks most often associated with dietary erosion, such as cola, showed no increased risk. The study results emphasize that dietary advice should be targeted at strong acids rather than some of the commonly consumed soft drinks. People who ate apples were 3.7 times more likely to have dentine damage, while carbonated drink consumers had no additional risk.

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Why a tooth can become sensitive after having a filling

02/24/17

For some people their tooth can become sensitive for a days to weeks after having a filling. There are many reason why this can happen but the most common reason is that part of the tooth and all of the dental decay must be removed for a filling to be placed. In some cases, this procedure can cause sensitivity in the tooth. As a general rule, the deeper the cavity and closer to the tooth nerve, the more likely there will be discomfort after the dental procedure.  If the pain last for over a week it is advise to go back to the dentist to have the tooth re-evaluated.

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Dental Insurance Plus, Does insurance cover the cost of sealants?

02/22/17

Dental insurance will often cover the cost of dental sealants; however, this is dependent on the level of insurance you purchased.  Insurance benefits for sealant procedures have increased considerably, especially as companies start to realize that sealants are a proven preventive technique. You should check with your insurance company about coverage though and with your dentist to see how much they will cost.  Before you take up insurance on teeth, talk with your insurance agent as to if cover is provided for teeth sealant application.

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How Untreated Dental Abscess can be Dangerous.

02/20/17

Dental infections and dental abscess need to be address right away.  Poison from the dental infection can cause death if left untreated and it spreads throughout your body. Just how dangerous a dental abscess is will depend on how soon a person seeks treatment.  if If a person waits until the gum is so swollen that they have difficulty breathing or opening their mouth, the situation is very serious.  If the abscess is causing you dental pain you also need to see a dentist ASAP. It is never a good idea to delay dental care when deal with a dental infection

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Should Children Get Dental Sealants?

02/18/17

Children should receive sealants on permanent molars as soon as they erupt (about ages 6 and 12 years).  Children with unmet dental needs suffer the daily distraction of chronic toothaches, the acute and searing pain of dental abscesses, disfigured smile, dysfunctional speech, and difficulty eating.  Children with dental decay who lack access to dental care are often not brought to seek care until decay is severe.

Children are not stigmatized by being singled out during the screening and sealing process.  Children need dental sealants applied again when new molars emerge, usually around twelve years of age.  Children should get sealants on their permanent molars as soon as the teeth come in  before decay attacks the teeth.  Children who would benefit most from sealants include those with existing pits and fissures that may develop cavities or those with risk factors for cavities.  Children with sealants still should: Brush twice a day with a pea-size amount of fluoride toothpaste.

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