Virginia Dental Insurance Coverages, How does a typical dental insurance plan work:  I would liked to know how dental insurance plan work to save you money?  The ones I see are costly and have waiting periods and annual max limitations.  I do not that they really save you all that much money in the end.   Maybe I missing out on something or are there dental insurance plans that are not as restrictive?

What I am wanting to understand is if say I buy a typical dental insurance plan what would I get out of it?  I see some that say there is no charge for X-rays and cleaning but is that really all I get out off it.   I do not see how much basic filling cost?

As far as crown and extractions I see that the dental insurance plan make you have long term waiting periods before they will even start to cover those type of dental services.

Seems to me that insurance plans offer a free cleaning as if it is something really good but you have to hope you do not need anything else for a year.  Please advise why that is the case.  And if there is any thing that would not work this way.

So what I am wanting to know is if  say I buy a typical dental insruance plan what would a get out of it?  I know some plans say free cleaning and X-rays but is that really all I get?  Would I be albe to have fillings done at a low cost?

What about the rest of the dental services do all dental insurance plan make you wait until you can have anything beyond a cleaning done?  Seems to me that they offer a free cleaning as if it is something really good but you have to hope you do not need anything else for a year.  Please advise why that is the case.